Category Archives: Diversification

CIO Insights: Diversification, Diversification, What’s Your Function?

As a firm, we believe strongly that investors would do well to adhere to a disciplined, diversified, long-term investment approach. The year to date has provided a good reminder of why this is so—economic growth disappointed, stocks and bonds … Continue reading
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Q4 2013 Global Asset Allocation Perspective: Evaluating Stocks at Record Highs

Monetary and fiscal policy uncertainty may create volatility, but we don’t see those factors undermining the overall positive story for global equities and investment opportunities. Rather, in much of Europe, Japan, and the U.S., improving economic growth, comparatively healthy corporate … Continue reading

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Ask Our Expert: What Are the Benefits of Global Allocation?

Q: What role can global allocation play in a portfolio? A: First and foremost, because of the breadth of diversification, a global allocation portfolio could represent a core holding in virtually any investor’s portfolio. Secondly, it could also represent a … Continue reading

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Ask Our Expert: Target-Date Fundamentals (Part III)

Q: Why is glide path such an important consideration in target-date funds? A: Investors in target-date funds need to carefully consider a fund’s glide path. The slope is often used to describe the shape of the glide path, or how … Continue reading

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Ask Our Expert: Target-Date Fundamentals (Part II)

Q: What should investors consider when evaluating target-date funds? A: Investors should review three key differentiating factors when evaluating target date funds:

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Ask Our Expert: Target-Date Fundamentals (Part I)

Q: How can target-date funds help investors in retirement? A: Target-date funds are a comprehensive investment strategy that aims to help investors achieve important long-term goals like retirement. For many people, a goal like retirement can seem daunting, and sometimes … Continue reading

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Chart of the Week: Quality Over Quantity – The Key to Diversification

When you create a diversified portfolio, you want a broad group of stocks, bonds, and cash, with the mix determined by your goals and time frame. But the number of investments represented in the portfolio is not sufficient to determine … Continue reading

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Chart of the Week: Battle of the Sexes: Investment Decisions

According to a recent survey by Lincoln Financial Group, hope and fear may influence women investors more than men, and hard facts and previous experience influence men more than their female counterparts. Women say they are more concerned than optimistic … Continue reading

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Chart of the Week: What Is Sequence of Returns, and Why Does It Matter?

How can two portfolios with identical average annual returns have vastly different ending values? The answer is that the portfolios’ individual returns each year varied. That is, they experienced a different sequence of returns. When combined with different portfolio values, … Continue reading

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How to React to Market Corrections? Check Your Emotions

No one likes to lose money. But some investors get caught up in market events and make rash decisions, which could end up costing them money. Market corrections usually tempt investors to sell, but if you’re out of the market … Continue reading

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